Last Updated: May 2, 2025
Welcome to ACA Coverage Hub (https://aca-coveragehub.com/) (“we,” “our,” or “us”). These Terms of Use (“Terms”) explain the rules and conditions that apply when you access or use our website, tools, and services (“Services”). By using our Services, you agree to follow these Terms.
If you do not agree, please refrain from using our Services.
1. Acceptance of Terms
By using our Services, you confirm that you're at least 18 years old or the legal age in your area. You agree to follow these Terms and any related policies.
2. Changes to Terms
We may update these Terms at any time. Updates will take effect once posted here. Continued use of our Services means you accept the new Terms. Check this page periodically for changes.
3. What We Offer
ACA Coverage Hub provides information and tools related to ACA health plans. While we aim to keep everything accurate and helpful, we do not guarantee the information will always be complete, current, or applicable to every user.
4. Not Professional Advice
Our content is meant for general information only and should not be taken as legal or professional advice. Always consult a licensed insurance or healthcare professional for personalized guidance.
5. Your Responsibilities
- Account Security: If you create an account, you are responsible for keeping your login information private.
- Accuracy: Ensure all information you provide is truthful and up-to-date.
- Prohibited Use: Do not use our Services for unlawful, harmful, or fraudulent purposes, including impersonating others or spreading harmful software.
6. Ownership of Content
All content on ACA Coverage Hub — including text, graphics, and software — is owned by us or licensed to us. You may not use it without our written permission.
7. Third-Party Links
We may link to other websites that we don't control. We're not responsible for their content, practices, or any damage you may incur from visiting them.
8. No Guarantees
We provide our Services “as-is.” We do not guarantee uninterrupted, error-free access or that our site is free from viruses or bugs. Use it at your own risk.
9. Limitation of Liability
We are not liable for any damages — direct or indirect — related to your use of our Services. This includes loss of data, income, or access.
10. Indemnity
You agree to defend and protect Testing and our team against claims, costs, or damages related to your misuse of our Services or breach of these Terms.
11. Governing Law
These Terms are governed by the laws of the United States. Any disputes must be handled in the applicable courts within the country.
12. Termination
We may suspend or terminate your access to our Services at any time, especially if we believe you violated these Terms. Some terms, such as liability and ownership, will still apply after termination.
13. Contact Information
If you have any questions about these Terms, contact us at:
Testing
Email: support@testing.com
14. Complete Agreement
These Terms, along with our Privacy Policy, make up the full agreement between you and Testing regarding your use of our Services. Not enforcing any part of these Terms does not mean we waive our rights to do so later.
